# Working with Multi Card Sessions (/docs/guides/multi-card/multi-card-payment-sessions) 

A multi card payment session is the object that tracks one customer's split payment from creation through to completion. You create the session
with the total you want collected, hand the customer the hosted checkout `url` it returns, and then either wait for
[webhooks](/docs/guides/multi-card/multi-card-webhooks) or poll the session to see how far along it is.

<Cards>
  <Card description="Send a POST request with the total, the customer, and an idempotency key, then redirect the customer to the url in the response." href="/docs/guides/multi-card/multi-card-payment-sessions/create-a-multi-card-payment-session" title="Create a session" />

  <Card description="Fetch a session by id to check its status and the individual payments made into it." href="/docs/guides/multi-card/multi-card-payment-sessions/retrieve-a-multi-card-payment-session" title="Retrieve a session" />
</Cards>

## Session statuses [#session-statuses]

| Status      | Meaning                                                                    |
| ----------- | -------------------------------------------------------------------------- |
| `PENDING`   | The session has been created and is waiting on the customer.               |
| `APPROVED`  | The full total has been authorized across the customer's cards.            |
| `COMPLETED` | The authorized payments have been captured.                                |
| `EXPIRED`   | The session passed its expiration date before the total was authorized.    |
| `CANCELLED` | The session was cancelled, and any outstanding authorizations were voided. |

Once you have a session working end to end, see [Reconcile Multi Card Payments](/docs/guides/multi-card/multi-card-reconcilation) for matching the
individual card payments back to your own order records.